A merchant account is a specific type of bank account that is designed to allow businesses to accept payments made by their customers using a debit or credit card. In other words, a merchant account is an agreement between three parties: a retailer, a merchant bank, and a payment processor for the purpose of making credit and debit card payments. When a customer pays for their purchase with a credit or debit card, the funds are initially credited to the merchant's account and eventually transferred to the business's bank account. Transfers to a bank account are usually arranged daily or weekly. https://www.confiduss.com/en/info/blog/a...nt-application/
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